Based on a thorough vetting process conducted by the M.J. Smith & Associates Investment Committee, we have selected a portfolio of funds that offer low cost, tax efficiency, and the ability to buy or sell with no (or minimal) transaction fees or ticket charges.

Asset Classes Offered by
wealthpath

Our investment committee continues to monitor these funds closely, and has the ability to change the investments on this list, if warranted.

Click on each group of funds below to view the list.

Fixed Income

Fixed Income

Expense Ratio

Primary Funds
Taxable Bonds
Prudential Total Return Bond Z
(PDBZX) Prospectus | Principal Risks
0.51%
Fidelity U.S. Bond Index Institutional Premium
(FXNAX) Prospectus | Principal Risks
0.025%
Municipal Bonds
Fidelity Intermediate Muni Inc
(FLTMX) Prospectus | Principal Risks
0.35%
Secondary Funds*
Vanguard Intermediate Term Investment Grade Adm
(VFIDX) Prospectus | Principal Risks
0.10%
Vanguard Intermediate Term Tax Exempt Adm
(VWIUX) Prospectus | Principal Risks
0.09%
* Secondary funds will be used for tax loss harvesting. The secondary fund will be held for 31 days to avoid a wash sale before being liquidated with proceeds being moved back to the primary fund.

Stocks

Stocks

Expense Ratio

Primary Funds
US Large Cap Stocks
Fidelity 500 Index Institutional Premium
(FXAIX) Prospectus | Principal Risks
0.015%
US Small Cap Stocks
Fidelity Extended Market Index Institutional Premium
(FSMAX) Prospectus | Principal Risks
0.045%
Foreign Mature Economy Stocks
Fidelity International Index Institutional Premium
(FSPSX) Prospectus | Principal Risks
0.045%
Foreign Emerging Market Stocks
Fidelity Emerging Markets Index Institutional Premium
(FPADX) Prospectus | Principal Risks
0.08%
Secondary Funds*
Fidelity Total Market Index Institutional Premium
(FSKAX) Prospectus | Principal Risks
0.015%
Fidelity Global ex U.S. Index Institutional Premium
(FSGGX) Prospectus | Principal Risks
0.06%
* Secondary funds will be used for tax loss harvesting. The secondary fund will be held for 31 days to avoid a wash sale before being liquidated with proceeds being moved back to the primary fund.

Tangibles/Alternatives

Tangibles/Alternatives

Expense Ratio

Primary Funds
Real Estate
Fidelity Real Estate Index Institutional
(FSRNX) Prospectus | Principal Risks
0.07%
Secondary Funds*
Fidelity Real Estate Investment Portfolio
(FRESX) Prospectus | Principal Risks
0.76%
* Secondary funds will be used for tax loss harvesting. The secondary fund will be held for 31 days to avoid a wash sale before being liquidated with proceeds being moved back to the primary fund.
Mutual fund and exchange traded fund investments are subject to market risk, including the possible loss of principal. Market risk generally affects most or all securities in the marketplace, which means that this risk cannot be fully diversified away.  Past performance is not an indicator of future performance.  Please read each attached prospectus carefully before investing.
Why
wealthpath
Uses Fidelity Funds in Its Strategic Portfolios

In our research, we found that Fidelity Investments’ index funds offer the best investing options for our wealthpath clients. While Fidelity’s index funds offer the ultra low-cost and tax efficient features provided by many indexed products, they also enable wealthpath clients to invest and allocate dollars with a minimal transaction or “ticket charge” fee for each purchase.

Our team of investment professionals continually monitors fund performance, so they are ready to make portfolio adjustments if needed, and to identify tax-loss harvesting opportunities.

Our Smart Beta Option

We know that financial needs and emotional “wants” don’t always balance. To accommodate these situations, our investment committee has designed a customized strategy that includes Smart Beta funds and Exchange-Traded Funds (ETFs).*

These funds rely on available technology and data to create a strategy based on various security selection factors. Smart Beta Funds tend to emphasize factors with the goals of achieving excess returns, or minimizing volatility.

Our investment committee chose the funds in this option to help produce solid, comparable results over time, but with an emphasis on reducing the volatility a portfolio experiences to achieve these results.

Your wealthpath consultant may recommend using our proprietary Smart Beta model portfolio if your profile matches the criteria for this option.

Our Socially Responsible Investing Option

Many individuals want their investments to align with their values and wealthpath consultants are uniquely positioned to help them with this desire.  These investors look for investment vehicles that not only consider potential financial gain, but also  Environmental, Social, and/or Governance (ESG) criteria, otherwise known as Socially Responsible Investing (SRI).

SRI may lead to investing in companies that make a social and community impact, utilize clean energy and are environmentally sustainable, and/or are transparent and ethical in their operations.  SRI may also include the avoidance of certain types of businesses, such as alcohol, gambling, and tobacco companies.

If this option interests you, your wealthpath consultant can introduce you to our proprietary SRI model portfolio, developed by the M.J. Smith & Associates Investment Committee.

learn more:
Meet our team
questions?
Call us:
720-643-5621
ready to begin?
Get started here
learn more:
Meet our team