Based on a thorough vetting process conducted by the M.J. Smith & Associates Investment Committee, we have selected a portfolio of funds that offer low cost, tax efficiency, and the ability to buy or sell with no (or minimal) transaction fees or ticket charges.
Our investment committee continues to monitor these funds closely, and has the ability to change the investments on this list, if warranted.
In our research, we found that Fidelity Investments’ index funds offer the best investing options for our wealthpath clients. While Fidelity’s index funds offer the ultra low-cost and tax efficient features provided by many indexed products, they also enable wealthpath clients to invest and allocate dollars with a minimal transaction or “ticket charge” fee for each purchase.
Our team of investment professionals continually monitors fund performance, so they are ready to make portfolio adjustments if needed, and to identify tax-loss harvesting opportunities.
We know that financial needs and emotional “wants” don’t always balance. To accommodate these situations, our investment committee has designed a customized strategy that includes Smart Beta funds and Exchange-Traded Funds (ETFs).*
These funds rely on available technology and data to create a strategy based on various security selection factors. Smart Beta Funds tend to emphasize factors with the goals of achieving excess returns, or minimizing volatility.
Our investment committee chose the funds in this option to help produce solid, comparable results over time, but with an emphasis on reducing the volatility a portfolio experiences to achieve these results.
Your wealthpath consultant may recommend using our proprietary Smart Beta model portfolio if your profile matches the criteria for this option.