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  • Seasoned investors with accumulated wealth
  • Rapid accumulators in the habit of saving money
  • Investors looking to save money on fees and mitigate taxes1
  • Investors with a minimum initial investment of $100,000
  • Investors seeking specific investment advice developed around their goals
  • Investment choices from  some of the nation’s most recognized firms, including Fidelity, Vanguard, Blackrock and others
  • Rebalancing
  • Broad diversification
  • Tax loss harvesting

Your wealthpath portfolio includes:

Receive the convenience and cost efficiency of online investing while also receiving guidance from a nationally recognized team of financial professionals.

Mark J. Smith, CFP®, CPA/PFS, CIMA®

An investor’s path to financial success can be clouded by uncertain markets, hidden fees, and high taxes.  Technological advances can promise innovative solutions, but without an experienced advisor, they can fail to meet your expectations as you pursue your unique financial goals.

Now there is another option

wealthpath offers a low-cost investment platform with guidance from an experienced team who will give you personalized service to help create your portfolio.  You'll receive a complimentary risk and goal assessment that measures both your ability to take risk based on your financial goals as well as your willingness to take risk based on your emotional wants. In addition, you'll have access to educational events featuring the lead advisors at our firm, including Mark Smith, CFP®, CPA/PFS, CIMA®, who has been recognized as one of the nation’s top advisors by Barron’s, Forbes and the Financial Times.*

Who is wealthpath for?

was developed by M.J. Smith & Associates, an independent Registered Investment Advisor, using  technology from Raymond James as custodian, an S&P 500 global financial services firm that oversees approximately $643 billion in client assets.2   Through Raymond James, wealthpath clients can take advantage of many secure features within their accounts, including:

  • Bill pay
  • E-signature
  • Check writing
  • Debit cards
  • Mobile check deposits
  • Securities-based loans

Your account receives protection from a dedicated cyberthreat center staffed by certified information security analysts, and benefits from redundant systems and off-site information storage in the event of an emergency or natural disaster. Raymond James also offers the latest in file encryption, secure virtual private networks, firewall and antivirus technology. Through our affiliation with Raymond James, each of our advisors receives training in security awareness and privacy protection.

wealthpath offers a

secure digital platform with the features of a

full-service brokerage account.

*The FT 400 was developed in collaboration with Ignites Research, a subsidiary of the FT that provides specialized content on asset management. To qualify for the list, advisers had to have 10 years of experience and at least $300 million in assets under management (AUM). The FT then invited a list of just under 1,000 advisors to complete a survey used to obtain more information on the advisors practices. 400 qualified advisers were then scored on six attributes: AUM, AUM growth rate, compliance record, experience, industry certifications and online accessibility. AUM is the top factor, accounting for roughly 60-70 percent of the applicant's score. Additionally, to provide a diversity of advisors, the FT placed a cap on the number of advisors from any one state that's roughly correlated to the distribution of millionaires across the U.S. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of advisor's future performance. M.J. Smith & Associates does not pay a fee in exchange for this award/rating. The FT is not affiliated with M.J. Smith & Associates.

The Forbes ranking of America's Top Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience. Ranking algorithm is based on quality of practice, including: telephone and in-person interviews, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criteria because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC which does not receive compensation from the advisors or their firms in exchange for placement on the ranking. Research Summary (as of August 2018): 25,732 Advisor nominations were received, based on thresholds. 9,596 Advisors were invited to complete the online survey. 7,174 Advisors were interviewed by telephone. 1,503 Advisors were interviewed in person at the Advisors' location. Final list of the top 200 Advisors was then compiled based upon the quantitative criteria.  This ranking is not indicative of future investment performance, is not an endorsement, and may not be representative of individual clients' experience. M.J. Smith & Associates does not pay a fee in exchange for this award/rating.

Source: Barron's “Top 1,200 Financial Advisors,” DATE, 2017.  Barron's is a registered trademark of Dow Jones & Company, L.P. All rights reserved.  The rankings are based on data provided by over 4,000 individual advisors and their firms and include qualitative and quantitative criteria.  Data points that relate to quality of practice include professionals with a minimum of 7 years financial services experience, acceptable compliance records, client retention reports, charitable and philanthropic work, quality of practice, designations held, offering services beyond investments offered including estates and trusts, and more. Financial Advisors are quantitatively rated based on varying types of revenues produced and assets under management by the financial professional, with weightings associated for each. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients' risk tolerance than by an advisor's investment picking abilities. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of advisor's future performance. M.J. Smith & Associates does not pay a fee in exchange for this award/rating. Barron's is not affiliated with M.J. Smith & Associates.  Rankings are comprised of wirehouses, independent and RIA advisors; individual advisors not required to be individually registered in FINRA.

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